Two loans, side by side.
The loan as it runs now against the same loan somewhere else, with the cost of moving included.
The figures here are an example to start from, not rates from FinFlot or any lender. Change any of them. Nothing is stored, and nothing is sent anywhere.
- Interest still to pay
- ₹ 34,10,184
- Interest still to pay
- ₹ 30,47,984
- Difference in interest, over the remaining years
- ₹ 3,62,201
- Less what moving costs
- ₹ 3,37,201
- Months before the cost of moving is back
- 13
Over the remaining years, the interest difference is larger than the cost of moving.
Indicative only. Actual rates, terms and eligibility come from the lender.
A working you can show.
Open it in front of the customer. The arithmetic is theirs to see; the terms stay the lender's.
A transfer is worth doing when the interest it saves over the years still to run is larger than what the move itself costs — and when the customer is going to stay long enough to get past that point. Both halves are on this page, and both are numbers you typed rather than numbers we assumed.
What is not on this page: whether the new lender will take the case at the rate you entered. That is its decision, made on the file, and the desk is what gets the file in front of it.
FinFlot is not a bank or NBFC and does not lend. The lender decides the loan. Nothing on this page is an offer, a sanction or advice; it is arithmetic on numbers you typed.
One onboarding. Then all of it.
Tell us how you source today and we will tell you plainly whether we are a fit.
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