Use the property. Keep the keys.
Funds raised against property the customer owns and continues to live in or let out.
- A checklist shaped to the property being pledged
- Lender queries answered, and explained back to you
- Payout shown as it was built
You source it. We run it.
- Generates a checklist shaped to the property being pledged.
- Verifies the title papers once and keeps them on the file.
- Submits to the lender and answers the queries a pledge raises.
- Coordinates the disbursal, then builds your payout line by line.
Three things, in the field.
- Meet the owner at the property and capture the lead there.
- Upload the title papers while you are there.
- Stay the customer’s point of contact; the desk keeps you briefed.
Cases this one fits.
Bring the case anyway if you are unsure — the desk will tell you which product it belongs to.
An owner raising funds without selling what they own.
A business owner using a property they hold in their own name.
A customer with a let property and a use for the funds it can raise.
Asked for once, and once only.
What a case like this usually needs. The real list is the one generated on the file itself.
Source this ↗- Identity and address for every applicant
- Income records, in whatever form the applicant’s work produces them
- Title papers for the property being pledged
- What the property earns, where it is let
Your lane, and ours.
Three things happen where you are. The rest happens at the desk, and the lender decides.
Illustrative. The lender decides approval, the rate, the sanction and the disbursal.
Asked before you ask.
01Does the customer hand over the property?+
No. The property is pledged as security and the customer goes on living in it or letting it. What the pledge involves is set by the lender and stated in its own documents.
02Who decides the loan?+
The lender. FinFlot prepares and coordinates the application; approval, the rate, the sanction and the disbursal are the lender’s alone, under its own policy.
03What does this cost the customer?+
Nothing is ever charged to your customer for our involvement. Any fee a lender charges is the lender’s own, stated by the lender.
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate the application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
Everything else you can source.
- Home purchaseReady, resale or under construction — the keys to a new address.
- Home constructionBuilt stage by stage, with a file that keeps pace.
- Home improvementRenovation or extension for a customer who is staying put.
- Plot purchaseLand first, prepared with the checks lenders expect on land.
- Balance transferA running loan moved to terms that suit the customer better.
- Top-up loanMore room on the home loan the customer already has.
One onboarding. All seven.
Tell us how you source today and we will tell you plainly whether we are a fit.
Become a FinFlot Partner ↗