One onboarding.
Not one per lender.
Source home and property loans under one agreement. We run the file, the lender decides, you see every payout.
Sourcing happens in the field. So does the work. Capture a lead at the site, photograph the documents while you have them, and keep the cases you sourced within reach — without waiting to be back at a desk.
Panel. Process. Proof. Already built.
Everything an established desk has, without building it — and without sitting at one.
Watch it work. Not adjectives.
Four screens from the partner workspace, drawn as they work — in the field too. Illustrative, not live data.
Every payout, shown as it was built.
payout
fees
deductions
where shared
to you
Payouts vary with lender policy, product, disbursed amount and your own performance. See the note below.
Illustrative — the shape of a payout, not a rate- Gross — worked from rate masters, per case
- Processing fees — listed line by line
- Statutory deductions — tax withheld as the law requires
- Partner split — only where a case is shared
- Net to you — raised as an invoice when it falls due
Know where every file stands, wherever you stand.
Illustrative. Outcomes are the lender's.
IllustrativeEmpanel once. Source widely.
You source. We run the file.
FinFlot is not a bank or NBFC and does not lend. Partners source and support applications; every credit decision, rate and sanction rests with the regulated lender. Payouts vary with lender policy, product, disbursed amount and your own performance — so we publish a process you can inspect rather than a number we could not stand behind.
Four ways in. Access that fits.
Choose how you work — and where. Permissions and support are set to match at onboarding.
| Illustrative | This is me → | This is me → | This is me → | This is me → |
|---|---|---|---|---|
| Refer a customer | Included | Included | Included | Included |
| Track the case stage | Included | Included | Included | Included |
| See the document checklist | Set at onboarding | Included | Set at onboarding | Included |
| See payout position | Set at onboarding | Included | Set at onboarding | Included |
| Own partner code | Not part of this relationship | Included | Set at onboarding | Included |
| Team view Visibility of your own team's cases — payouts arise only from disbursed cases | Not part of this relationship | Set at onboarding | Not part of this relationship | Included |
Typical setup — configured per relationship, not assumed
From first conversation to first case.
Four steps once. Then every case runs the same way — sent from a site or a desk.
- 01 Talk to us Tell us how you source today. A straight answer on fit, either way.
- 02 Onboard Registration, verification and the partner agreement — documents told to you up front.
- 03 Get your access Your login and permissions, scoped to your role and your relationship with us.
- 04 Source your first case Submit it from where you are, watch it move, and see your payout position.
- Identity proof
- Address proof
- Bank details
- If a firm:Registration
- Tax details
- Agreement signed
We confirm exactly what applies to you before you start, so nothing is asked for twice. There is no joining fee.
Partners work with FinFlot as independent businesses, not as employees. Every partner is onboarded through a documented process, with an agreement and conduct expectations that reflect what lenders require of the people who represent them.
Home and property finance. Only that.
Seven kinds of home and property loan — nothing else. Source them at the property, or start your own.
The keys to a new address.
Ready, resale or under construction — we guide the application, the documents and the follow-through.
All seven, as a list
- Plot purchase — land first, prepared with the checks lenders expect on land. Enquire ↗
- Home construction — built stage by stage, with a file that keeps pace. Enquire ↗
- Home purchase — ready, resale or under construction; the keys to a new address. Enquire ↗
- Home improvement — renovation or extension, without disturbing the rest of your plans. Enquire ↗
- Top-up loan — more room on the home loan you already have. Enquire ↗
- Balance transfer — move your existing loan to terms that suit you better. Enquire ↗
- Loan against property — use the property you own; keep the keys. Enquire ↗
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate your application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
Progress you can actually see.
Every file moves through five stages. Everyone attached to it sees the same picture, on any screen.
- Identity proofwho is applyingVerified
- Address proofwhere you liveVerified
- Income proofhow the loan is repaidUploaded
- Bank statementshow money moves each monthPending
- Property paperswhat the loan is secured onPending
No guesswork on documents — asked for once.
- Checklist generated
- Identity proof verified
- Case submitted to lender
One story, start to finish — everyone reads the same file.
One record. Your case runs on it.
Partner, customer and operations work from one AI-powered file — every step with the lender on record, from anywhere.
- Checklist generatedSystemjust now
- Document verifiedOperationsearlier
- Lender query loggedOperationsearlier
- Stage moved to DecisionSeen by Partner and Customeryesterday
When a lender asks how a case was handled, the answer is on record.
- Applicant
- Co-applicant
- Property
- Preview
- Confirm by one-time password
Co-applicants included. Previewed before anything is sent.
- Funnel
- Disbursement register
- Sanction register
- Payout register
- Lead-source performance
- Turnaround and overdue flags
- CSV export
Workspaces stay separate. Actions on a file are recorded.
The desk fits in your pocket.
Checklist generated, query answered, stage moved, payout line built — every update lands on the phone you sourced from.
Who is behind the desk.
A registered company. Not a bank or NBFC. Look us up on your phone before you sign anything.
- Legal entity
- Ayantra Technologies Private Limited
- Brand
- FinFlot
- CIN
U62099GJ2026PTC178257- Working address
- 401 Kaivanna Complex, Panchavati Rd, Panchavati Society, Ambawadi, Ahmedabad, Gujarat 380006, India
- What we are
- A loan distribution company — a channel partner (DSA) — for home and property finance.
- What we are not
- FinFlot is not a bank or NBFC and does not lend.
- Yousource a case, or apply for your own loan
- FinFlot desksources · prepares · coordinates · builds the payout trail
- Regulated lendersdecide approval · rate · sanction · disbursal
Straight answers, by stage.
Pick your stage and read only that — no desk needed. Different question? Ask Finstein or a human.
Before you join
01Is FinFlot a bank or an NBFC? +
No. FinFlot is not a bank or NBFC and does not lend. We help you choose a regulated lender, prepare a complete application and coordinate your case through to disbursal. The decision to lend — and the rates and terms offered — always belong to the lender.
02Who can partner with FinFlot? +
Connectors and referral partners, existing DSAs and sub-DSAs, property professionals such as brokers and developers, and teams building a field force of their own. Individuals and firms both work — the access and the onboarding are set to match.
03Do I need a licence to become a loan partner? +
No licence or examination is required to source loans as a partner. You operate under the agreement and conduct expectations that come from the lender through us, after verification — which is why our onboarding asks for identity, address and banking details before your access goes live.
04What does it cost to become a partner? +
There is no joining fee. You pay nothing to become a FinFlot partner or to get your access — and nothing is charged to your customer for our involvement either. We are paid by the lender on disbursed cases, which is how loan distribution works across the industry.
Your first case
05Which loans can I source, or apply for? +
Home purchase, home construction, home improvement, plot purchase, balance transfer, top-up loans and loans against property. Home and property finance is deliberately all we do. If a case falls outside it, we will say so plainly.
06What documents will a case need? +
It depends on the loan and the applicant's profile — so nobody gets a generic list. Once the case is understood, the checklist is generated for it, and whoever works the file sees what is submitted, verified or still pending.
07How will I know where a case stands? +
Every case moves through the five stages drawn above, and updates travel to the people attached to it. If a lender raises a query, we explain what it means and what is needed, rather than passing it on raw.
08Who sees the information on a file? +
The people working it, under access controls, in a workspace kept separate from anyone else's, with actions recorded. Partners see what their role and relationship allow — set deliberately at onboarding, not left open by default.
Payouts
09How do partner payouts work? +
Payout is calculated on disbursed cases and shown as a breakdown rather than a single figure — gross payout, processing fees, statutory deductions and any split, per case, raised as an invoice when due. Rates vary by lender, product and arrangement, so we discuss your specific terms in the onboarding conversation rather than publishing a number here. Nothing is ever charged to your customer for our involvement.
Starting
10How do I start? +
Use the form below and tell us whether you are partnering with us or looking for a loan — or reach us on WhatsApp or by requesting a call back. The first conversation is short and specific: what you need, and whether we are the right fit.
Start on WhatsApp. Finish with a disbursal.
Begin with a message, a call or the form below — whichever is in your hand.
From there, your application, your checklist and your updates stay within reach, wherever you are.
Partner with us. Or start your loan.
One short form. A person reads it and replies with a straight answer on fit.
Partners engage with FinFlot as independent businesses, not as employees.
Payouts vary with lender policy, product, disbursed amount and individual performance.