Built stage by stage.
A house going up on land the customer already owns, with a file that keeps pace with the build.
- The file follows the build, stage by stage
- Each stage’s papers gathered before the lender asks
- Payout shown as it was built
You source it. We run it.
- Generates a checklist shaped to a stage-wise case.
- Verifies the land and plan papers once, and keeps them on the file.
- Submits to the lender and answers the queries each stage raises.
- Coordinates each release, then builds your payout line by line.
Three things, in the field.
- Meet the customer at the site and capture the lead there.
- Upload the land and plan papers while you are there.
- Stay the customer’s point of contact; the desk keeps you briefed.
Cases this one fits.
Bring the case anyway if you are unsure — the desk will tell you which product it belongs to.
A customer who owns the plot and is building on it.
A build already under way that needs finance from here on.
A customer replacing an older structure on land they hold.
Asked for once, and once only.
What a case like this usually needs. The real list is the one generated on the file itself.
Source this ↗- Identity and address for every applicant
- Income records, in whatever form the applicant’s work produces them
- Title papers for the land being built on
- The approved plan and the estimate for the build
Your lane, and ours.
Three things happen where you are. The rest happens at the desk, and the lender decides.
Illustrative. The lender decides approval, the rate, the sanction and the disbursal.
Asked before you ask.
01Is the money released all at once?+
Construction finance is usually released against the stages of the build. The pattern and the checks are the lender’s to set; the desk coordinates each release and keeps the file current between them.
02Who decides the loan?+
The lender. FinFlot prepares and coordinates the application; approval, the rate, the sanction and the disbursal are the lender’s alone, under its own policy.
03What does this cost the customer?+
Nothing is ever charged to your customer for our involvement. Any fee a lender charges is the lender’s own, stated by the lender.
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate the application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
Everything else you can source.
- Home purchaseReady, resale or under construction — the keys to a new address.
- Home improvementRenovation or extension for a customer who is staying put.
- Plot purchaseLand first, prepared with the checks lenders expect on land.
- Balance transferA running loan moved to terms that suit the customer better.
- Top-up loanMore room on the home loan the customer already has.
- Loan against propertyThe customer uses the property they own and keeps the keys.
One onboarding. All seven.
Tell us how you source today and we will tell you plainly whether we are a fit.
Become a FinFlot Partner ↗