What partners ask us.

No. FinFlot is not a bank or NBFC and does not lend. We help you choose a regulated lender, prepare a complete application and coordinate your case through to disbursal. The decision to lend — and the rates and terms offered — always belong to the lender.

Connectors and referral partners, existing DSAs and sub-DSAs, property professionals such as brokers and developers, and teams building a field force of their own. Individuals and firms both work — the access and the onboarding are set to match.

No licence or examination is required to source loans as a partner. You operate under the agreement and conduct expectations that come from the lender through us, after verification — which is why our onboarding asks for identity, address and banking details before your access goes live.

There is no joining fee. You pay nothing to become a FinFlot partner or to get your access — and nothing is charged to your customer for our involvement either. We are paid by the lender on disbursed cases, which is how loan distribution works across the industry.

Home purchase, home construction, home improvement, plot purchase, balance transfer, top-up loans and loans against property. Home and property finance is deliberately all we do. If a case falls outside it, we will say so plainly.

It depends on the loan and the applicant's profile — so nobody gets a generic list. Once the case is understood, the checklist is generated for it, and whoever works the file sees what is submitted, verified or still pending.

Every case moves through the five stages drawn above, and updates travel to the people attached to it. If a lender raises a query, we explain what it means and what is needed, rather than passing it on raw.

The people working it, under access controls, in a workspace kept separate from anyone else's, with actions recorded. Partners see what their role and relationship allow — set deliberately at onboarding, not left open by default.

Payout is calculated on disbursed cases and shown as a breakdown rather than a single figure — gross payout, processing fees, statutory deductions and any split, per case, raised as an invoice when due. Rates vary by lender, product and arrangement, so we discuss your specific terms in the onboarding conversation rather than publishing a number here. Nothing is ever charged to your customer for our involvement.

Use the form below and tell us how you source today — or reach us on WhatsApp or by requesting a call back. The first conversation is short and specific: what you bring, and whether we are the right fit.