Land first.
A plot bought now and built on later, prepared with the checks lenders expect on land.
- Prepared with the checks land cases attract
- Lender queries answered, and explained back to you
- Payout shown as it was built
You source it. We run it.
- Generates a checklist shaped to a land case, not a built one.
- Verifies the layout and title papers once, and keeps them on the file.
- Submits to the lender and answers the queries land cases attract.
- Coordinates the disbursal, then builds your payout line by line.
Three things, in the field.
- Meet the buyer at the plot and capture the lead there.
- Upload the layout and title papers while you are there.
- Stay the customer’s point of contact; the desk keeps you briefed.
Cases this one fits.
Bring the case anyway if you are unsure — the desk will tell you which product it belongs to.
A buyer securing land now and building on it later.
A buyer in an approved layout who wants the plot registered cleanly.
Someone adding land next to what they already own.
Asked for once, and once only.
What a case like this usually needs. The real list is the one generated on the file itself.
Source this ↗- Identity and address for every applicant
- Income records, in whatever form the applicant’s work produces them
- The layout approval and the plot’s own papers
- The seller’s papers and the chain of title
Your lane, and ours.
Three things happen where you are. The rest happens at the desk, and the lender decides.
Illustrative. The lender decides approval, the rate, the sanction and the disbursal.
Asked before you ask.
01Who decides the loan?+
The lender. FinFlot prepares and coordinates the application; approval, the rate, the sanction and the disbursal are the lender’s alone, under its own policy.
02Can the customer build on it later with the same lender?+
Sometimes, and it is worth asking early. What a lender will do about a later build is the lender’s policy; the desk raises it while the plot file is open rather than after it closes.
03What does this cost the customer?+
Nothing is ever charged to your customer for our involvement. Any fee a lender charges is the lender’s own, stated by the lender.
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate the application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
Everything else you can source.
- Home purchaseReady, resale or under construction — the keys to a new address.
- Home constructionBuilt stage by stage, with a file that keeps pace.
- Home improvementRenovation or extension for a customer who is staying put.
- Balance transferA running loan moved to terms that suit the customer better.
- Top-up loanMore room on the home loan the customer already has.
- Loan against propertyThe customer uses the property they own and keeps the keys.
One onboarding. All seven.
Tell us how you source today and we will tell you plainly whether we are a fit.
Become a FinFlot Partner ↗