A running loan, moved.
A home loan the customer already services, taken to another lender on terms they prefer.
- The existing lender’s papers gathered before they are asked for
- Lender queries answered, and explained back to you
- Payout shown as it was built
You source it. We run it.
- Generates a checklist that starts from the running loan, not from scratch.
- Verifies the statement and property papers once, and keeps them on the file.
- Submits to the lender and answers the queries a transfer raises.
- Coordinates the closure and the new disbursal, then builds your payout.
Three things, in the field.
- Meet the borrower and capture the lead where you are.
- Upload the statement and papers while you have them.
- Stay the customer’s point of contact; the desk keeps you briefed.
Cases this one fits.
Bring the case anyway if you are unsure — the desk will tell you which product it belongs to.
A borrower who has been servicing a home loan for a while.
A customer who wants their loan somewhere it is easier to deal with.
A borrower combining a move with a top-up on the same property.
Asked for once, and once only.
What a case like this usually needs. The real list is the one generated on the file itself.
Source this ↗- Identity and address for every applicant
- Income records, in whatever form the applicant’s work produces them
- The running loan’s statement and its outstanding letter
- The property papers held by the existing lender
Your lane, and ours.
Three things happen where you are. The rest happens at the desk, and the lender decides.
Illustrative. The lender decides approval, the rate, the sanction and the disbursal.
Asked before you ask.
01Is a transfer always worth doing?+
It depends on what the customer pays now, what the new lender offers and what the move itself costs. Work it through with the tools, on numbers you enter — the terms themselves are the lender’s to state.
02Who decides the loan?+
The lender. FinFlot prepares and coordinates the application; approval, the rate, the sanction and the disbursal are the lender’s alone, under its own policy.
03What does this cost the customer?+
Nothing is ever charged to your customer for our involvement. Any fee a lender charges is the lender’s own, stated by the lender.
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate the application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
Everything else you can source.
- Home purchaseReady, resale or under construction — the keys to a new address.
- Home constructionBuilt stage by stage, with a file that keeps pace.
- Home improvementRenovation or extension for a customer who is staying put.
- Plot purchaseLand first, prepared with the checks lenders expect on land.
- Top-up loanMore room on the home loan the customer already has.
- Loan against propertyThe customer uses the property they own and keeps the keys.
One onboarding. All seven.
Tell us how you source today and we will tell you plainly whether we are a fit.
Become a FinFlot Partner ↗