More room on the loan they have.
Additional funds on a home loan already running, arranged with the lender holding it.
- Starts from the loan already running, not from a blank file
- Lender queries answered, and explained back to you
- Payout shown as it was built
You source it. We run it.
- Generates a checklist that starts from the running loan.
- Verifies what is new and reuses what is already on the file.
- Submits to the lender and answers the queries that come back.
- Coordinates the disbursal, then builds your payout line by line.
Three things, in the field.
- Meet the borrower and capture the lead where you are.
- Upload anything the file does not already hold.
- Stay the customer’s point of contact; the desk keeps you briefed.
Cases this one fits.
Bring the case anyway if you are unsure — the desk will tell you which product it belongs to.
A borrower part-way through a home loan who needs more.
A customer funding work on the same property they financed.
A borrower who would rather add to one loan than open another.
Asked for once, and once only.
What a case like this usually needs. The real list is the one generated on the file itself.
Source this ↗- Identity and address for every applicant
- Income records, in whatever form the applicant’s work produces them
- The running loan’s statement and repayment record
- The property papers already held against that loan
Your lane, and ours.
Three things happen where you are. The rest happens at the desk, and the lender decides.
The lender decides approval, the rate, the sanction and the disbursal.
Asked before you ask.
01Who decides the loan?+
The lender. FinFlot prepares and coordinates the application; approval, the rate, the sanction and the disbursal are the lender’s alone, under its own policy.
02Does a top-up have to stay with the same lender?+
Usually it sits with the lender already holding the loan, because the property is already with them. Where a customer wants to move as well, that is a balance transfer with a top-up, and the desk runs it as one file.
03What does this cost the customer?+
Nothing is ever charged to your customer for our involvement. Any fee a lender charges is the lender’s own, stated by the lender.
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate the application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
Everything else you can source.
- Home purchaseReady, resale or under construction — the keys to a new address.
- Home constructionBuilt stage by stage, with a file that keeps pace.
- Home improvementRenovation or extension for a customer who is staying put.
- Plot purchaseLand first, prepared with the checks lenders expect on land.
- Balance transferA running loan moved to terms that suit the customer better.
- Loan against propertyThe customer uses the property they own and keeps the keys.
One onboarding. All seven.
Tell us how you source today and we will tell you plainly whether we are a fit.
Become a FinFlot Partner ↗